Financial transaction verification services, namely, credit card and debit card verification; credit card financial transaction authentication services, namely, verifying that the account holder is conducting the transaction as a feature of credit card and debit card transaction processing services; financial services, namely, issuance of credit cards and debit cards; bill payment services; payment card services, namely, credit, debit, and cash card payment processing services; consumer lending services; financing and loan services; providing a payment network, namely, providing electronic processing of credit card, debit card and stored value prepaid card transactions and electronic payments and electronic transfer of funds via a global computer payment network; providing a debit card payment network, namely, providing electronic processing of credit card, debit card and stored value prepaid card transactions and electronic payments and electronic transfer of funds via a global computer payment network; credit card verification services, credit card factoring services; credit card authentication services, namely, verifying that the account holder is conducting the transaction as a feature of credit card transaction processing services; atm banking services, namely, cash disbursement through use of automatic teller machines (atm); point of sale and point of transaction services, namely, electronic cash, credit card, and debit card transactions; consumer lending services; atm banking services; charge card and credit card payment processing services; payment processing services; credit card authorization services; consumer clearing financial transactions via a global computer network; electronic transfer of money; electronic transfer of funds; loyalty program payment processing services; processing of credit card payments; processing of debit card payments; financial transaction authorization services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; money lending; processing of signature debit electronic transactions; credit card transaction processing services, namely, conducting cashless payment transactions; electronic credit and debit card transaction processing services; point of sale and point of transaction services, namely, processing of point of sale and point of transaction payments by credit, debit, and stored value prepaid cards; electronic funds transfer services.;