Software as a service (SaaS) provider for retail companies in the fields of retail category management and optimization of merchandise planning including item selection, pricing, forecasting, space optimization; platform as a service (PaaS) featuring computer software platforms for use by retail companies in the fields of category management and optimization of merchandise planning including item selection, pricing, forecasting, space optimization and data management; software as a service (SaaS) provider for insurance companies in the field of risk management, namely insurance assessment, fraud detection, claims automation, underwriting and loss ratio optimization; platform as a service (PaaS) featuring computer software platforms for insurance companies in the field of risk management, namely insurance assessment, fraud detection, claims automation, underwriting and loss ratio optimization; computer software consulting.;