Financial services; financial transfers and transactions; payment services; money transfer services; funds transfer services; electronic money transfers; monetary affairs including those relating to the transfer of funds and providing methods for payment including pre-paid methods of payment and monetary credit for others; foreign exchange services; remote payment services; international money transfer services; financial services including foreign currency trading, exchange, payments, conversions, accounts and transfers; managing and processing of payment transaction data; electronic payment services; payment for telephone credit; provision of telephone credit; provision of a website which facilitates money transfer services over the Internet, foreign exchange services, remote payment of money, management of and processing of payment transaction data, electronic payment services and payment for telephone credit; financial services including on-line cash accounts and banking; services for direct deposit of funds into customer bank accounts; information, consultancy and advisory services relating to these services.;